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Social Security Supplemental Income 2022 — Four more $841 direct payments going out this year – see exact dates

Will SSI claimants get a fourth stimulus check?
Difference between SSI and SSDI explained
How much SSI pay you will get in 2022
How much you can earn in 2022 and qualify for SSI

AMERICANS who receive SSI payments can expect four more direct payments this year.

To qualify for Supplemental Security Income you must be over the age of 65, blind, or disabled and have less than $2,000 in assets or $3,000 for couples.

SSI benefits are determined by income, however, the national average is $621 per month with a maximum amount of $841, according to the Social Security Administration.

The monthly maximum is altered every year to reflect the new cost of living adjustment (COLA).

The remaining 2022 payment schedule for SSI is as follows:

  • September 30
  • November 1
  • December 1
  • December 30

Recipients are getting extra payments in September and December because while SSI payments are usually issued on the first of each month, they are not issued on weekends or holidays.

Due to this, the December 30 payment amount will likely reflect the 2023 COLA.

Read our Supplemental Security Income live blog for the latest news and updates...

  • Jennifer Korn

    Dual eligible coverage

    Dual health plans combine hospital, medical and prescription drug coverage while keeping all the Medicaid benefits.

    Some may also be eligible for greater benefits than with original Medicare and for as low as a $0 plan premium.

    Check your state’s health website to see if you qualify for Medicaid based on household size and income.

  • Jennifer Korn

    What it means to be dual eligible

    Some people qualify for both Medicaid and Medicare because of age (they’re age 65 or older) or because of a disability. 

    They could also qualify for Medicaid because they meet their state requirements.

    Those that qualify for both Medicare and Medicaid are considered “dual eligible.”

    Dual eligible persons have a special type of Medicare Part C (Medicare Advantage) plan. 

  • Jennifer Korn

    Medicaid explained

    Unlike MedicareMedicaid is a way to get health care at a lower cost or sometimes at no cost at all depending on income. 

    Medicaid is managed by each state, so the eligibility requirements vary. 

    Each state may have its own name for its Medicaid program and you have to re-certify for it each year.

    Medicaid typically covers children, pregnant women, elderly adults and people with disabilities, and eligible low-income adults.

  • Jennifer Korn

    How to enroll in Medicare

    For those looking to enroll in the program, there are a few ways to go about it.

    There are paper enrollment forms that can printed out or mailed to users to fill out and send in.

    Another way is by calling 1-800-MEDICARE (1-800-633-4227).

    The Medicare website urges users not to give personal information to plan callers as no one should call you without your permission.

  • Jennifer Korn

    Disadvantages of Medicare

    Some of Medicare's disadvantages include:

    • Medicare costs the federal government almost 18 percent of its overall budget
    • Hospital stays can still cost users a lot of money
    • The older you are, the more you might have to pay upon enrolling
    • Medicare costs tax payers a lot of money
  • Jennifer Korn

    Advantages of Medicare

    For Medicare, some of the advantages include:

    • It provides coverage for those who typically could not afford it
    • The cost is low compared to other health insurance policies
    • Provides access to multiple prescriptions that would not have been previously available to Americans
  • Jennifer Korn

    Medicare has three parts

    According to the Medicare website, those parts include:

    • Medicare Part A, which covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care
    • Medicare Part B, which covers certain doctors' services, outpatient care, medical supplies, and preventive services
    • Medicare Part D, which covers the cost of prescription drugs as well as shots/vaccines
  • Jennifer Korn

    Medicare explained

    Medicare, not to be confused with Medicaid, is a national federal health insurance program.

    The program began in 1965 under the Social Security Administration and has since been administered by the Centers for Medicare and Medicaid Services.

    While the program is designed for people 65 and over, those who are younger can qualify if they have certain disabilities.

    Those who have End-Stage Renal Disease also qualify no matter what age.

  • Jennifer Korn

    Getting a replacement Social Security card, continued

    You can generally apply for a replacement card online in other states if the below applies:

    • Are a US citizen age 18 or older with a US mailing address
    • Are not requesting a name change or any other change to your card
    • Have a driver’s license or state-issued identification card from one of the many participating states or the District of Columbia

    If you need help, you can contact the Social Security Administration (SSA) by calling 1-800-772-1213 or by visiting your local social security office.

  • Jennifer Korn

    How to get a replacement Social Security card

    If you lose your Social Security card, you may not need a replacement one as simply knowing the Social Security number is enough in many cases.

    However, if you'd like a replacement card, you can order it online via your Social Security account in most states.

    The exceptions are AlaskaMinnesotaNevadaNew HampshireOklahoma and West Virginia.

  • Jennifer Korn

    How to get a Social Security card, continued

    To prove your identity, you could also provide a driver's license.

    If you don't have one, you could present an employee identification card, school identification card or health insurance card instead.

    You must provide at least two separate documents, as one can only be used for two purposes - such as citizenship and age.

  • Jennifer Korn

    How to get a Social Security card

    To get a Social Security card, you need to apply for a Social Security number.

    Depending on where you're born, and whether you're a US citizen, you'll need to present a range of original documents.

    For a US born adult citizen, you'll have to show proof of US citizenship and your age by providing a US birth certificate or a US passport, for example.

  • Jennifer Korn

    The FICA tax explained

    FICA taxes fund Social Security payments and Medicare.

    Social Security taxes go into a pot for the Old-Age and Survivors Insurance Trust Fund and the Disability Insurance Trust Fund.

    Of course, as the names indicate, the funds cover retirement, survivor and disability benefits.

    The Medicare part of the payroll tax covers inpatient hospital visits and other healthcare services for the elderly and some others suffering from specified conditions.

    Payroll taxes also fund unemployment insurance, which provides benefits to workers who have lost a job through no fault of their own.

  • Jennifer Korn

    SC veteran retirees will be exempt from taxes

    A newly passed bill in the South Carolina General Assembly would make all military retirement income exempt from South Carolina income taxes, including levies on SSI benefits.

    At the state level, the bill was passed by both the House and the Senate and it may be an incentive for veterans to relocate to their state.

    According to the South Carolina Department of Veterans’ Affairs, out of the 400,000 military veterans residing in South Carolina, nearly 40,000 veterans would benefit from this bill if approved.

  • Jennifer Korn

    SSI beneficiaries can get free appliances, part three

    To apply, applicants should contact their state or local service provider.

    Once an application is submitted, the provider will contact you to confirm eligibility when funding is available.

    Then, an energy audit of the home will be done and the household will be interviewed to identify any health or safety issues.

    The weatherization work or appliances will be installed and the building will be inspected.

  • Jennifer Korn

    SSI beneficiaries can get free appliances, continued

    States decide what they will offer through WAP, so eligibility and the type of assistance offered varies.

    The program is open to renters and homeowners but priority is given to senior citizens, families with children, and those with disabilities.

    Households who receive Supplemental Security Income (SSI), Public Assistance, Supplemental Nutrition Assistance Program (SNAP), or Home Energy Assistance Program (HEAP) benefits, are automatically eligible for weatherization services.

  • Jennifer Korn

    SSI beneficiaries can get free appliances

    A federal program is offering free refrigerators to thousands of Americans, including those who receive  Supplemental Security Income.

    The Weatherization Assistance Program reduces energy costs for low-income households by increasing energy efficiency.

    One of the ways WAP does this is by offering replacement refrigerators that are more energy efficient.

    WAP also includes:

    • Air sealing (weather stripping, caulking)
    • Attic and wall insulation
    • Heating system improvements or replacement
    • Efficiency improvements in lighting
    • Hot water tank and pipe insulation
    • Refrigerator replacements with Energy Star-rated units
  • Jennifer Korn

    Other CPI metrics

    The CPI-U is a price index that tracks the average change in prices paid by consumers for goods and services over time.

    Because it covers more demographics than the CPI-W, it provides a more comprehensive assessment of price trends.

    • Clerical workers
    • Retirees
    • Self-employed professionals
    • Technical workers
    • Temporary workers
    • Wage-earners

    The CPI-E is a weighted average of price changes for the same set of item strata as the CPI-U and CPI-W, taken from the same sample of urban regions.

    Retail establishments in the CPI are chosen for pricing based on data from a separate survey of all metropolitan residents.

  • Jennifer Korn

    CPI: what is CPI-W?

    CPI-W is short for the Consumer Price Index for Urban Wage Earners and Clerical Workers.

    This is used by the Social Security Administration to determine inflation and apply cost-of-living adjustments to Social Security and Supplemental Security Income.

    The Bureau of Labor Statistics utilizes the same processes to compute CPI-W as it does for CPI, but with elements that impact specific demographics.

  • Jennifer Korn

    What is CPI?

    Companies may use the Consumer Price Index, or CPI, to decide how much to modify compensation owing to inflation.

    One of the most often used measures for measuring inflation is the Consumer Price Index.

  • Jennifer Korn

    Backlash against Johnson’s comments

    Wisconsin Lieutenant Governor Mandela Barnes shared his displeasure with Mr Johnson’s comments on Twitter.

    Senate Minority Leader Mitch McConnell previously rejected a similar proposal from Senator Rick Scott, but Mr Johnson considered Scott’s plan to be a “positive thing.”

  • Jennifer Korn

    Senator Ron Johnson suggests discretionary spending, continued

    Mr. Johnson used Defense and Veteran Affairs as examples of programs where discretionary spending is used.

    “What we ought to be doing is we ought to turn everything into discretionary spending so it’s all evaluated so that we can fix problems or fix programs that are broken, that are going to be going bankrupt,” he said.

    Senate Majority Leader Charles E. Schumer said Democrats would push back against any attempts to “pull the rug out from under our seniors.”

  • Jennifer Korn

    Senator Ron Johnson suggests remodeling Social Security

    Mr. Johnson suggested ending Social Security and Medicare as federal entitlement programs and instead having congress approve them yearly.

    The two programs would rather be regarded as discretionary spending.

    In an interview, he said, “Our problem in this country is that more than 70 percent of our federal budget and spending is all mandatory spending. It’s on automatic pilot.”

    Because of this, he said these programs don’t get the proper oversight they need which leads to programs “going bankrupt.”

  • Jennifer Korn

    Social Security payment schedules depend on birthdays

    Anyone whose birthday falls between the 1st and the 10th of a month can expect to get their money on the second Wednesday of each month.

    Those whose birthday fall between the 11th and the 20th of the month can expect to receive their benefits on the third Wednesday of each month.

    For anyone with a birthday that falls between the 21st and the 31st of the month can expect to get their payment on the fourth Wednesday of each month.

  • Jennifer Korn

    How remarriage affects SSI

    If you are getting remarried, your SSI payment amount may change as a result of your new spouse’s income and resources.

    If you and your new spouse both get SSI, your payment amount will change from an individual rate to a couple’s rate.

    To determine the SSI benefit amount a couple is eligible to receive, their combined countable income is deducted from the federal benefit rate.

    The result is then divided equally and paid to the couple in separate checks.